Copyright April 1995 
Latest update 09/08/2004

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A good term insurance policy, might be the answer to protect your family and your plans for the future. It could be of help if you die unexpectedly.  If happens to your family if the unthinkable happens. You need to protect your loved ones against the un-foreseen event of what happens to your family if the major wage earner dies prematurely.. 

Today, most young people think they will live forever and many middle age people fail to plan properly.  However, the unexpected often happens.  Will you live forever, the answer is clear.  To test this you need to ask yourself the following question.  How old are you now?  Today, life expectancy is approximately 75 years of age.  If you are 45 years old, it might sound like you have a long time to live.  If we think of this in another way, this means you have about 360 months to live if you live if you are lucky and live to age seventy five.  Obviously 360 months does not sound like a long time and it helps show that almost everyone need some protection. Yes, you might need coverage and time is passing.  As you get older the term coverage costs more so you will only have to pay more if you don't act now.

If you think you need a policy, we can help.  All of our representatives have many years of experience in the term business.  They know the business really well and are knowledgeable of the better companies in the business. If you want us to help you, the first step is for you to complete the secure quote form.  The information you give us will be transmitted to us on a "secure link."  This means that your information will be encrypted and then sent to us. Encrypting your information and sending it on a secure link is very important.  Your should never request a quote from any web page that does not us a secure server.  

Once we have your request for a quote, it will then be assigned to one of our licensed life representatives.  They will send you a quote, that will illustrate some rates from some very good companies.  We will then contact you and help you understand the illustration we sent you.  It's all very simple and you are in control,  there will be no high pressure selling.  Then we need to get a copy of the application to you once you have selected the company.   We will help you complete the application and send it in to the company.  The whole process takes 30 to 60 days.